Keep your cool managing annual energy costs with SmartPay.

• After a quick analysis of your annual energy costs, we determine a monthly payment for your heating oil bills.*
• You pay the same amount every month for heating oil throughout the year.
• If you have an overpayment at the end of the year, we credit the account.
• If you have an underpayment, we bill you for the difference.

Sign up for SmartPay today and see the benefits:

• It’s FREE – there are no enrollment or sign-up fees, and you can enroll any time.
• Save time and money – payments can be automatically deducted from your checking account, eliminating the need to write checks monthly, spend extra money on postage and lost or misplaced bills.
• Don’t worry about expensive, lost or misplaced bills, late fees or looming due dates again.
• Manage your finances more easily – you’ll know exactly how much you need to budget every month.

*Settlement of your account will occur annually and your payment will be adjusted (up or down) based on your balance.